Privacy Policy

Privacy Policy

Introduction

Welcome to https://interest-rates.pobb.net (hereafter referred to as ‘Interest-Rates’, ‘we’, or ‘us’). We are dedicated to protecting your privacy and ensuring the security of your personal data. This comprehensive Privacy Policy outlines our practices regarding the collection, handling, and protection of information from our users worldwide, in adherence to various international privacy laws and regulations, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • General Data Protection Regulation (GDPR) of the European Union (EU)
  • Brazil’s Lei Geral de Proteção de Dados (LGPD)
  • California’s Consumer Privacy Act (CCPA/CPRA), California, USA
  • Colorado’s Consumer Protection Act (CPA), Colorado, USA
  • Utah’s Consumer Sales and Service Act (UCPA), Utah, USA
  • Connecticut’s ConnectiCut Data Privacy Act (CTDPA), Connecticut, USA
  • Virginia’s Consumer Data Protection Act (VCDPA), Virginia, USA
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy is applicable to all aspects of our online presence, including but not limited to, our website, applications, services, and products offered under the Interest-Rates brand. However, please be advised that this policy does not extend to third-party platforms, applications, or services that you access through links on our site. These entities have their own privacy policies, which we encourage you to review.

Processing Activities

This Privacy Policy guides your interactions with us when:

  1. You utilize our applications and services as an authorized user.
  2. You visit our websites linked to this Privacy Policy.
  3. You receive communications from us, such as newsletters, emails, phone calls, or text messages (SMS).

Personal Data Collection

We gather various categories of personal data, including:

  1. Account Information: Details required to set up and manage your account on our platforms.
  2. Payment Information: Data related to transactions, including payment method details and billing addresses.
  3. Financial Information: Information about your financial status or transactions with us, such as interest rates and investment preferences.
  4. Purchase Information: Details of products or services you have purchased from us, including order history.
  5. Mobile Device Identifiers: Unique identifiers associated with your mobile device when using our apps.
  6. Location Data: Information about your geographical location when you interact with our services.
  7. Feedback: Any comments, suggestions, or reviews you provide to enhance our services.
  8. Social Media Information: Data from social media platforms when you choose to connect your accounts for seamless access.
  9. Product Information: Details and preferences regarding financial products you express interest in through our platform.

We collect this data through direct user input, interactions with our digital services, and automated tracking technologies. Additionally, we may receive personal data from third parties who assist us in providing our services, always adhering to their privacy agreements.

Cookies

Interest-Rates uses cookies to enhance your experience and understand usage patterns. Cookies are categorized as:

  1. Strictly Necessary: Essential for the functioning of our platform and services.
  2. Preference: Remembering user preferences for a personalized experience.
  3. Analytics: Tracking aggregated data to improve our services and content.

Users can manage their cookie choices through our built-in Cookie Manager, allowing control over non-essential cookies.

Retention and Deletion

We retain personal data only for as long as it is necessary for the fulfillment of the purposes described in this policy or as required by law. Once the retention period expires or when the purpose is achieved, we securely delete or anonymize the data to ensure your privacy.

Security Measures

Interest-Rates has implemented robust security measures to protect personal data from unauthorized access, disclosure, alteration, or destruction. These include:

  • Encryption of data during transmission and at rest.
  • Secure third-party processing partners who adhere to strict data protection standards.
  • Regular security audits and updates to mitigate potential risks.

Your Rights

Depending on your location, you may have specific rights regarding personal data, including the right to:

  • Access, rectify, or erase your data.
  • Restrict or object to the processing of your data.
  • Request data portability.
  • Object to automated decision-making processes (where applicable).
  • File appeals or complaints with our privacy team and relevant regulatory authorities.

To exercise these rights, please reach out to our dedicated privacy team at your earliest convenience.

Changes to Policy

We reserve the right to update or modify this Privacy Policy at any time. Any significant changes will be clearly communicated on our website, ensuring transparency with our users.

Contact Information

For any inquiries related to privacy, data requests, unsubscribe, or other concerns, please contact us: